Can I Afford Outpatient Rehab, Or Will My Insurance Cover It?

addiction treatment for your schedule

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Acknowledging the need for professional help when faced with addiction is commendable. It’s good that you are ready to take steps towards getting clean. Outpatient rehab is an excellent solution for many people seeking treatment, and it is common to have questions about the cost of outpatient treatment. Having an insurance policy cover the cost of services is ideal. Yes, some insurance policies will cover outpatient rehab. However, every situation is unique, and it’s beneficial to investigate further. Rest assured that there is always a solution, even if your insurance does not fully cover the cost of rehab.

A key aspect of getting treatment from a rehab program is determining whether outpatient services are the best solution. The goal is to position yourself for success, which means choosing the best type of program based on your specific needs. Another important aspect of getting the help you need is learning about the insurance policy you have since that will determine what is covered. Fortunately, getting the information you need is not difficult since the answers are often just a phone call away. You can call your insurance provider to gather details about coverage. Better understanding your insurance policy can help you now and in the future.

Types of Rehab Services

As you embark upon this journey, it’s good to understand how outpatient rehab works. Before choosing the outpatient route, you should know that inpatient rehab is also a viable option that works for many people seeking treatment. Understanding the differences can help you decide which is best for you. Inpatient rehab involves you living at a treatment center. It is often a preferred solution because you receive 24/7 care, support and guidance throughout your stay. It’s ideal for people with substance use disorders and a high risk for relapse.

Outpatient rehab services don’t require you to be at a facility around the clock. You can maintain a daily routine while participating in scheduled sessions, which is ideal for many, especially those who remain committed to the process and diligent about attending all sessions. Dedication is critical given the many distractions that can arise.

What to Expect from Outpatient Rehab

Knowing what will happen when you attend outpatient rehab can eliminate anxiety about moving forward. Keep in mind that an outpatient program is there to help you succeed. However, not all outpatient rehab programs provide the same programming. That’s why it’s imperative to learn about your chosen program to ensure it is the best place for you. Outpatient programs can be highly effective because they provide the professional services and social support often needed to make progress. It’s common for outpatient programs to include counseling, which is a critical aspect of rehab because it contributes to sustained recovery.

Though you will have more flexibility when participating in an outpatient program, some are more intensive than others, offering a clearly defined treatment plan with time commitments. Here are examples of therapeutic interventions and activities in some programs:

  • Assessments
  • Various support services
  • Individual counseling
  • Group therapy

Insurance Considerations

Most people with insurance don’t quite understand what’s covered and what isn’t, so you are not alone. Some insurance policies will cover a portion of outpatient rehab, while others pay for all expenses associated with the program. It is common for insurance providers to set limits on the number of sessions eligible for coverage. Some policies are more generous and have fewer limitations on what’s covered. You can get answers to questions about sessions from the addiction treatment program. They can also tell you which types of insurance are accepted.

As you investigate insurance allowances, you must also consider the importance of moving forward with treatment, even if it’s necessary to pay for it by another means. Getting treatment must remain a priority, regardless of the circumstances. Why? Because the cost of addiction is far greater than the cost of treatment, whether inpatient or outpatient. Some people with addiction experience financial ruin because of money spent on drugs or alcohol. There is also the cost of lost wages and legal fees associated with addiction, such as DUIs. Some people spend far more than the cost of an outpatient treatment program on medical bills resulting from substance abuse. Once you have the desire to get treatment, there are ways to make it happen.

We can provide answers to any questions you have. Call us today at 833.970.2054. Our counselors look forward to helping you.

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Reviewed By:

Clearhaven Recovery Clinical Staff

Did you know?

Your Insurance Can Pay for Rehab